You form a company ... "FuturePerfect LLC"
And what you do is make it a charity, a 401c thing.
You then advertise in AARP and other fogey outlets with something like this
Let your demise make for a better life for others!!!!
The idea is that these fogies (screened for age and sickness) sign off on term life insurance whose payout goes to one or more of a selected number of charities. FuturePerfect LLC pays the premiums.
I take a 15% administrative fee.
I need a few partners to fund it.
It is consistent with my Injun Spirit Animal Ethos: ie. Slothlike.
I used to come up with swell ideas like this and share with my company lawyer. He would often respond "wear stripes"